The web site "procjena.coface.hr" is run by Coface Central Europe Holding AG (postal address: Stubenring 24, 1010 Vienna, Austria, hereafter referred to as Coface Central Europe). This notice is set up to define the access and conditions of use of the web site procjena.coface.hr (hereafter referred to as the "Web site"). These terms and conditions should be read carefully before you use this web site. In using the site you agree to the terms and conditions set out here. If you do not want to be bound by these terms and conditions, you should stop using the site.

Content

Coface Central Europe has taken all reasonable steps to ensure that the information on this web site is accurate, true and complete and that there is no misleading information on this site. However, we cannot give any guarantee with respect of the accuracy of the information. Moreover, Coface Central Europe may update or correct the information provided on the Web site or to make any improvements and/or changes in the products and/or programs listed on the Web site, at any time without prior notice.

We will use our reasonable efforts to implement adequate technical devices to avoid the spreading of viruses or any other harmful programs. However, taking into account the Internet structure and the swiftness of evolution, we cannot guarantee that the Web site is free from infection by viruses or anything else that has contaminating or destructive properties. You should make regular back up copies of your data before making any connection to the Internet and you should install suitable anti-virus devices.

IN ANY EVENT, WE DO NOT ACCEPT ANY RESPONSIBILITY FOR ANY INDIRECT OR DIRECT LOSS ARISING OUT OF THE USE OF THIS WEBSITE. MOREOVER, WE DO NOT ACCEPT RESPONSIBILITY FOR ANY DAMAGES ARISING FROM TECHNICAL PROBLEMS INCLUDING (BUT NOT LIMITED TO) THE UNAVAILABILITY OF THE WEBSITE OR ANY ERROR IN ITS OPERATION.

Use of the site

You agree to use the site for lawful purposes and in a way which does not affect the rights of, or restrict the use and enjoyment of the site by any third party. You agree not to transfer to the site any information or other content which is or may be inaccurate, defamatory, offensive or in breach of our rights or damaging to the software or performance of the site.

Rights

The elements contained in this Web Site (including, without limitation, information, text, images, sounds, logos and generally any type of data, hereafter referred to as the "Elements") and the Web site itself are subject to intellectual property and database law.

You may download some of the Elements for internal use only, provided that you comply with all relevant copyright or other proprietary notices and you do not modify or alter such notices.

You may not extract, reuse, reproduce, represent, or modify the Elements, in whole or in part, for making any public statement or for any other commercial purpose without our prior express consent. If such consent is not requested or obtained, we reserve the right to pursue all criminal and civil remedies available to us.

You accept full responsibility for the use of the Elements contained on this Web site and acknowledge any rights relating to third parties.

Intellectual property

Trademarks and logos contained on the Web site are the valuable intellectual property of Coface, Coface Central Europe and third parties.

No use, in any way, of such trademarks and logos is permitted without the prior express consent of Coface, Coface Central Europe or of the third party owning the intellectual property.

Nothing in this Web site shall be construed as granting you any right in the trademarks or logos described above.

Links

Any creation of a hypertext link with this Web site or any re-use in whole or in part of some Elements of the Web site, for example, the framing of this Web site, shall be subject to our prior express consent, which we may revoke at any time at our sole discretion. We reserve the right to ask for the withdrawal of any link with this Web site, which has not been approved.

If Coface Central Europe provides links to other web sites, Coface Central Europe does so far for information only and such links are not evidence of any recommendation by Coface Central Europe of any products or services on such sites. The use of such links is entirely at your own risk and Coface Central Europe accepts no responsibility for the content or use of such web sites or for the information contained on the sites.

Privacy Statement

You may provide personal data about yourself on this Web site. You can access further information about the collection and the use of personal data by consulting our privacy policy document

Entire Agreement

We reserve the right to amend these terms and conditions at any time. If you use the site after the amended conditions have been displayed on our Web site, you will be considered to have accepted the amended conditions without reservation.

Governing Law

These conditions of use will be governed by Austrian law.

The web site "procjena.coface.hr" is run by, Coface Central Europe Holding AG, Stubenring 24, A-1010 Vienna (hereafter referred to as Coface Central Europe). This notice is set up to define the information policy of Coface Central Europe employed on the web site procjena.coface.hr (hereafter referred to as the "Web site").

Generally the user and/or visitor and Coface Central Europe Holding AG are subject to the Austrian Datenschutzgesetz 2000 ("Federal Data Protection Act 2000").

For each visitor to our Web site, our web server automatically recognises the user's and/or visitor's domain name and e-mail address (where possible). We use cookies to alert visitors to new areas that we think might be of interest to them when they return to our site, record past activity at a site in order to provide better service when visitors return to our site and prevent misuse of our free offers or trial offers.

We collect the e-mail addresses of those who communicate with us via e-mail, and other information volunteered or given by the user. If you do not want to receive e-mail news or other communication from us in the future, please let us know by sending us e-mail at the above address, writing to us at the above address or simply by following the instructions provided in our e-mail / newsletter you might receive.

The information we collect is used to improve the content of our Web page, used to notify users and/or subscribers about updates to our Web site. Your information is not disclosed to other organisations for commercial purposes and will not be disclosed to any third parties.

Persons who supply us with their telephone numbers may receive telephone contact from us with information regarding new products and services or upcoming events. If you do not wish to receive such telephone calls, please let us know by sending us e-mail at the above address, or by writing to us at the above address.

From time to time, we may use any of the above disclosed information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future we will post the policy changes to our Web site. If you are concerned about how your information is used, you should check back at our Web site periodically.

If you feel that this site is not following its stated information policy, you may contact us at the above address or at the following e-mail address: office@cofacecentraleurope.com